Premier League clubs are preparing for the possibility of playing the whole of next season behind closed doors.
While clubs discuss proposals to complete this season behind closed doors at neutral venues, they have also started considering the impact of playing the 2020-21 season without fans as well.
Clubs are expecting football to get back to normal only when there is a coronavirus vaccine. Most experts believe a vaccine will not become available until the middle of next year.
In the meantime, many clubs believe one of the first things they can do is budget for spending little or no money on transfers when the next window opens.
The Premier League have said failing to finish this season would cost its 20 clubs more than £1billion, but playing next season behind closed doors is likely to have an even more dramatic impact on club finances.
Premier League clubs make the majority of their money from broadcasting income and, apart from that, their revenues stem mainly from matchday income and commercial deals.
Both those revenue streams would be significantly reduced if games were played behind closed doors for a whole season.